Medicare Part D
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As a senior, chances are you’re eligible for Medicare. But, without Medicare RX coverage, you’re on your own with costly medications. Supplementing your health care coverage with a Medicare prescription drug plan is a smart strategy.
Part D, is prescription drug insurance. Part D can be purchased as a stand-alone plan to supplement Original Medicare, or included as part of a Medicare health plan such as Medicare Advantage.
Each plan has a different list of covered drugs, premiums, deductibles, co-pays and networks. We’ve made it easy for you to comparison shop, and find the one plan that fits your needs and budget best.
Joining or Changing a Medicare Part D Plan in Colorado
While most people join a prescription drug plan when they first enroll in Medicare Part A and Part B, there are other Special Enrollment periods for people with special circumstances. If you move from one coverage area to another, lose employer coverage or move in or out of a nursing home, you may use a Special Enrollment period to join.
Colorado Plans change from year to year. New premiums, co-pays, and even the list of covered drugs can change annually. If you are enrolled in a Part D plan, you will receive an “Annual Notice of Change” in the mail from your insurance provider no later than September 30 each year. After reviewing this document, if you feel your current plan no longer meets your needs, you can switch to a different plan. October 15 through December 7 each year is the time for you to compare new plans for better coverage.
Joining a plan is easy, but there are eligibility requirements you must meet before you can get covered.
To be Eligible:
- You must be enrolled in Medicare Part A and Part B.
- You must to live in the service area of the plan you wish to join.
- You may only be enrolled in one prescription drug plan at a time.