Medicare Plans

Medicare plans with an affordable — and sometimes $0 monthly premium What type of plan can we help you with?

Why Contact a Colorado Medicare Broker?

Medicare Part A and B give you broad coverage for inpatient and outpatient care. At the same time, Original Medicare won’t cover all health expenses, and it doesn’t pay 100% for health services. Even with Medicare Part A and B, you could still need to handle high out-of-pocket bills. Our experienced Medicare insurance brokers will help enhance your hard-earned Medicare benefits with the best additional coverage to fit your preferences, medical needs and budget.

Talking With Local Medicare Brokers

When you contact us to speak with our friendly, knowledgeable and licensed Medicare broker, you may want to compare these Medicare plans:

  • Medicare supplements: Often called Medigap, Medicare supplements help fill the gaps by paying Part A and B deductibles, coinsurance, or copayment amounts. In some cases, they may also extend coverage for things Medicare doesn’t cover. Medigap can reduce or even eliminate out-of-pocket costs for such important medical services as doctors and hospitals, durable medical equipment, and even therapists and rehabilitation.
  • Medicare Advantage: You can find many low-cost or even $0 premium Medicare Advantage plans here in Colorado. These are usually HMOs and PPOs that help you save money on health care by visiting high-quality medical professionals within a network. Most Medicare Advantage plans include prescription coverage. Many Medicare Advantage plans come with added benefits and services that might range from a 24/7 nurse advice line to mail-delivery pharmacy service and fitness programs. You can find a selection of local, regional and national provider networks.
  • Medicare Part D: If you enroll in a Medicare supplement or only have Original Medicare, you will also need prescription coverage for the kind of medications you get at a local or online pharmacy. Medigap and Original Medicare only cover drugs under very specific circumstances. You need prescription insurance to help pay for medications and to avoid penalties for signing up late.

Why Choose Us as Your Licensed Medicare Agent?

Here at ToInsure.Me, we know you deserve to get the most out of your Medicare benefits. At the same time, there are dozens of choices for Medicare Advantage, Medicare Supplement, and Medicare Part D in Colorado. Many of them can help you control and predict health care costs, but some are better suited for various types of people than others.

For instance, some Medicare Advantage plans are more ideal for people who tend to stay in the local area, yet others help serve the needs of retirees who plan to travel a lot. In addition, you might already have favorite doctors or hospitals, and we want to ensure you can still visit them. For drug coverage, we can make certain that the medications you already take are included in the covered prescription list.

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