In the event of an accident or damage done to your vehicle you’ll want to follow certain steps to file a claim with your auto insurance company to get reimbursement. Claim types include bodily injury claims for medical expenses and property damage claims for repairs and stolen property.

First, you’ll want to contact your Colorado insurance company as soon as possible to file a claim if your vehicle is vandalized, stolen, or damaged from a non-accident-related event such as severe weather or a fire. Upon calling your insurance company you’ll need the following information:

1. Your full name and policy number.
2. The start and end date of your policy.
3. Date and time of the incident.
4. Names, addresses, and phone numbers of all drivers, passengers, and any witnesses.
5. Driver’s license and license plate numbers for all drivers.

Your insurance company may also require you to complete a sworn statement that gives details of the accident such as weather conditions, time of day, etc. You’ll want to make note of any personal harm and take photos of the damage. After contacting your insurance company and providing them with the necessary details you’ll begin five basic steps to filing your claim.

1. You’ll be assigned to a professional at your insurance company who will work on your claim.
2. Meet with your claims professional to discuss your policy coverages and the situation.
3. Your claims professional will conduct an evaluation which can include inspecting your vehicle, examining evidence of injury claims, and an initial payment.
4. Resolution of the case, including payments as appropriate.
5. Closing the case.

In the event you need to file a claim you can contact ToInsure.Me or your carrier directly. You can find your insurance carrier’s information as well as your policy number listed on your insurance card.

MUC24-2018-TIM